플랜 G: Broad standardized coverage after the annual Part B deductible, including Part B excess charges.
2026년 Medicare Supplement 플랜 세부 정보
Compare Humana Medicare Supplement plans in California
Review 2026 Humana Medigap options including Plan G, Plan N, and High-Deductible Plan G, along with California enrollment rights and official coverage details. 신청 전에 자격 요건, 개시일, 캘리포니아 요율 지역, 정확한 보험료를 확인하세요.
Humana Medicare Supplement benefits are standardized by plan letter, but premiums, eligibility, availability, underwriting, and enrollment rights can vary. Plans C, F, and High-Deductible F are available only to people first eligible for Medicare before January 1, 2020. Medicare Supplement coverage works with Original Medicare and does not include outpatient prescription drug coverage.
플랜 나란히 비교
표준화된 보장과 추가 혜택을 비교하세요.
Humana Medicare Supplement plans work with Original Medicare. Confirm that your providers accept Medicare and request a personalized premium quote based on your plan, age, California rating area, eligibility, and effective date.
Highlight a plan to compare
플랜 N: Potentially lower premiums with some member cost sharing; Part B excess charges are not covered.
High-Deductible Plan G: A lower-premium approach for people comfortable paying Medicare-covered costs until the 2026 $2,950 plan deductible is met.
플랜 G
- 파트 B 보장
- Part B coinsurance and excess charges included after the Part B deductible
- 추가 혜택
- Standardized Plan G medical benefits
플랜 N
- 파트 B 보장
- Part B coinsurance covered, with applicable office and non-admitted ER copays
- 추가 혜택
- Standardized Plan N medical benefits
High-Deductible Plan G
- 파트 B 보장
- Medicare-covered costs count toward the plan deductible
- 추가 혜택
- Standardized High-Deductible Plan G medical benefits
선별된 표준 메디케어 보충보험 혜택
모든 플랜 혜택을 비교하려면 가로로 밀어보세요.
| 비교 | 플랜 G | 플랜 N | High-Deductible Plan G |
|---|---|---|---|
| 메디케어 파트 A 공제액 | Covered | Covered | Counts toward the $2,950 plan deductible |
| 전문 요양시설 본인부담률 | Covered | Covered | Covered after the plan deductible |
| Medicare Part B deductible | Not covered | Not covered | Counts toward the plan deductible |
| Office and non-admitted ER copays | None under the standardized plan design | Up to $20 for office visits and $50 for non-admitted ER visits | Medicare cost sharing applies until the plan deductible is met |
| 메디케어 파트 B 초과 청구액 | Covered | Not covered | Covered after the plan deductible |
| 해외 여행 응급 상황 | 80% up to plan limits | 80% up to plan limits | 80% after the plan deductible, up to plan limits |
| 선별된 추가 혜택 | Standardized Plan G medical benefits | Standardized Plan N medical benefits | Standardized High-Deductible Plan G medical benefits |
이 비교는 선별된 주요 내용만 표시합니다. 표준화된 혜택, 자격 요건, 면책 사항, 추가 혜택, 보험료는 전체 보험사 가입 안내서 및 약관 문서에 설명되어 있습니다.
Humana Medicare Supplement questions
Common questions about Humana Medicare Supplement plans
Use the official outline to understand standardized benefits, then confirm your eligibility, premium, enrollment rights, and effective date before applying.
Which Humana Medicare Supplement plans are described in the California outline?
The supplied California outline describes Plans A, B, C, F, High-Deductible F, G, High-Deductible G, K, L, and N. Availability and eligibility can vary, so confirm the plans offered for your effective date before applying.
Who can choose Humana Plan C, Plan F, or High-Deductible Plan F?
These plan letters are available only to people who first became eligible for Medicare before January 1, 2020. Current availability and enrollment requirements must also be confirmed.
How does Humana High-Deductible Plan G work in 2026?
You pay Medicare-covered costs until the plan deductible is met. The published 2026 high-deductible amount is $2,950; after that, the standardized Plan G benefits apply for the remainder of the calendar year.
What is the main difference between Humana Plan G and Plan N?
Plan G covers Part B excess charges and generally does not use the Plan N office and non-admitted emergency-room copays. Plan N may have lower premiums, but it can require those copays and does not cover Part B excess charges.
How does California’s Medicare Supplement birthday rule work?
California generally provides a 60-day annual window beginning on your birthday to move to a Medicare Supplement plan with equal or lesser benefits without medical underwriting. Confirm the current rule, timing, and qualifying plan comparison before applying.
When is the Medigap open enrollment period?
Federal Medigap open enrollment generally lasts six months beginning when you are age 65 or older and enrolled in Medicare Part B. Other guaranteed-issue rights may apply in specific circumstances.
Do Humana Medicare Supplement plans include prescription drug coverage?
No. Medicare Supplement policies sold today do not include outpatient prescription drug coverage. You can separately compare Medicare Part D plans based on your prescriptions and preferred pharmacies.
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메디케어 참여 여부와 정확한 요율을 확인하세요.
메디케어 보충보험은 오리지널 메디케어와 함께 작동합니다. 담당 의료진이 메디케어를 수용하는지 확인하고, 본인의 플랜, 연령, 캘리포니아 요율 지역, 흡연 여부, 자격 요건에 따른 정확한 보험료를 요청하세요.
보험사 원본 자료
2026년 Humana 가입 안내서 및 요율을 다운로드하세요.
위 선별 요약을 작성하는 데 사용된, 수정되지 않은 2026년 소비자용 보험사 문서입니다. 브로커 FAQ 및 브로커 전용 자료는 게시하지 않습니다.
맞춤 메디케어 안내
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- Plan G, Plan N, and High-Deductible Plan G options
- Age, California rate region, tobacco status, and available savings
- Part D and enrollment questions
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표시된 혜택과 요율은 링크된 2026년 보험사 가입 안내서에서 선별한 주요 내용입니다. 이용 가능 여부, 자격 요건, 인수 심사, 보장 인수 권리, 보험료, 할인, 면책 사항, 약관 규정이 적용될 수 있습니다. 보험사 약관 및 승인된 요율 정보가 우선합니다.
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저희는 귀하의 지역에서 이용 가능한 모든 플랜을 제공하지 않습니다. 현재 저희는 11개 기관을 대리하며, 이들은 귀하의 지역에서 58개의 상품을 제공합니다. 문의하시려면 Medicare.gov 또는 1-800-MEDICARE 연락하시면 모든 선택 가능한 옵션에 대한 정보를 안내해 드립니다.