Medicare is Confusing
Medicare can seem like a confusing web of options for those who are turning 65. For that reason, many consumers rely on licensed professionals for help. Turning 65 brings along a sense of freedom from work but with many healthcare options associated with aging. While you become eligible for Medicare, you will need to face a lot of healthcare decisions.
You might be already aware of various parts of original Medicare. Also, you will have to determine whether to choose part A, B, C, D or Medicare Supplement Plan instead. Original Medicare is the federal program that administers your Part A (Hospital Insurance) and/or Part B (Medical Insurance) benefits. Most people are automatically enrolled in Part A when they turn 65 years of age. However, they can choose if they want to be enrolled in Part B. Part B has a monthly premium and yearly deductible.
Part C (Medicare Advantage Plans) and Part D (Prescription Drug Plans) offer many coverage options, at different price points, as quoted by various private insurance companies.
Shop Smart with an Independent Medicare Agent
With so many choices to make at once – from choosing the right Part to deciding on coverage options, premiums, and insurance companies, you can choose to work with an Independent Medicare Agent.
If you have already started working on your retirement, you might have started doing your own research. So, obviously, you know the complexity and variations of the options with different premiums, coverage options, supplemental services, and limitations. A licensed Medicare broker of an Independent Medicare Agency can guide you to a most suitable plan based on your budget and health care needs.
Why do you need their help?
- Independent brokers can provide you with options from an array of carriers in your area
- A broker can help tailor your Medicare insurance options to fit your needs and preferences
- We are all busy. A knowledgeable broker can save you time on research and plan comparison
- Working with a broker does not cost you anything extra.
- Local brokers can provide more detailed knowledge of the plans available in your area
Your relationship with Skyline Benefit does not end at the sale. Instead, we will be an advocate for you in many years to come, helping you address concerns with your insurance coverage. We can help you review your Medicare coverage needs annually so that, as time goes by, you will maintain an adequate Medicare insurance plan for you.