Skyline Benefit

2026 carrier resources

Group Health Carrier Guides

Compare product choices and key underwriting considerations by carrier without sorting through lengthy documents.

Carrier library

Start with the carrier or program you want to evaluate.

Each guide summarizes 2026 carrier materials for general reference. Product availability and underwriting requirements can change, so Skyline Benefit will confirm current rules before enrollment.

6 guides

Medical carriers

Compare 2026 California small-group plan choices, networks, and enrollment considerations.

Aetna
Medical carrier

Aetna

2026 guide

Flexible California small-group medical plans with HMO, POS, and PPO network options.

  • California groups with 1-100 employees
  • HMO, POS, and PPO choices
View product and underwriting guide
Anthem Blue Cross
Medical carrier

Anthem Blue Cross

2026 guide

EmployeeElect small-group plans spanning HMO, PPO, and focused California networks.

  • EmployeeElect portfolio
  • HMO and PPO plan families
View product and underwriting guide
Blue Shield of California
Medical carrier

Blue Shield of California

2026 guide

Broad small-business HMO and PPO choices, including focused networks and savings plans.

  • HMO and PPO portfolios
  • Trio and Virtual Blue options
View product and underwriting guide
Health Net
Medical carrier

Health Net

2026 guide

Regional HMO and statewide PPO solutions with optional employer-sponsored ancillary benefits.

  • Groups with 1-100 employees
  • Multiple regional HMO networks
View product and underwriting guide
Kaiser Permanente
Medical carrier

Kaiser Permanente

2026 guide

Integrated medical coverage with HMO, KP Plus, and PPO plan options for eligible groups.

  • Integrated care delivery
  • HMO, KP Plus, and PPO options
View product and underwriting guide
UnitedHealthcare
Medical carrier

UnitedHealthcare

2026 guide

California small-business HMO and PPO plans with varied network and pharmacy designs.

  • Groups with 1-100 employees
  • HMO and PPO plan choices
View product and underwriting guide

2 guides

Small business programs

Review multi-carrier options available to eligible California small businesses.

CaliforniaChoice
Small business program

CaliforniaChoice

2026 guide

A multi-carrier program that lets employees choose among plan and network options selected by the employer.

  • Multiple participating carriers
  • One through four metal tiers
View product and underwriting guide
Covered California for Small Business
Small business program

Covered California for Small Business

2026 guide

A California marketplace offering multiple medical carriers, metal tiers, dental options, and potential tax credits.

  • Blue Shield, Kaiser, and Sharp plans
  • HMO and PPO options
View product and underwriting guide

2 guides

Dental and vision programs

Explore employer-sponsored dental, vision, and bundled ancillary benefits.

CoPower One
Dental, vision, and life program

CoPower One

2026 guide

Bundled employer benefits combining dental, vision, and life coverage for California small businesses.

  • Dental, vision, and life bundles
  • One application and one bill
View product and underwriting guide
Humana
Dental and vision carrier

Humana

2026 guide

Flexible employer-sponsored dental and vision plan designs for California groups.

  • PPO, traditional, and DHMO dental
  • Configurable vision benefits
View product and underwriting guide

Need help comparing carrier rules?

Talk with a Skyline Benefit group advisor.

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(714) 888-5112