Aetna
2026 guideFlexible California small-group medical plans with HMO, POS, and PPO network options.
- California groups with 1-100 employees
- HMO, POS, and PPO choices
2026 carrier resources
Group Health Carrier Guides
Compare product choices and key underwriting considerations by carrier without sorting through lengthy documents.
Carrier library
Start with the carrier or program you want to evaluate.
Each guide summarizes 2026 carrier materials for general reference. Product availability and underwriting requirements can change, so Skyline Benefit will confirm current rules before enrollment.
6 guides
Medical carriers
Compare 2026 California small-group plan choices, networks, and enrollment considerations.
Anthem Blue Cross
2026 guideEmployeeElect small-group plans spanning HMO, PPO, and focused California networks.
- EmployeeElect portfolio
- HMO and PPO plan families
Blue Shield of California
2026 guideBroad small-business HMO and PPO choices, including focused networks and savings plans.
- HMO and PPO portfolios
- Trio and Virtual Blue options
Health Net
2026 guideRegional HMO and statewide PPO solutions with optional employer-sponsored ancillary benefits.
- Groups with 1-100 employees
- Multiple regional HMO networks
Kaiser Permanente
2026 guide2026 California small-business coverage with integrated care, HMO, KP Plus, and PPO choices.
- 2026 California small-business portfolio
- HMO, KP Plus, and PPO options
UnitedHealthcare
2026 guideCalifornia small-business HMO and PPO plans with varied network and pharmacy designs.
- Groups with 1-100 employees
- HMO and PPO plan choices
2 guides
Small business programs
Review multi-carrier options available to eligible California small businesses.
CaliforniaChoice
2026 guideA multi-carrier program that lets employees choose among plan and network options selected by the employer.
- Multiple participating carriers
- One through four metal tiers
Covered California for Small Business
2026 guideA California marketplace offering multiple medical carriers, metal tiers, dental options, and potential tax credits.
- Blue Shield, Kaiser, and Sharp plans
- HMO and PPO options
2 guides
Dental and vision programs
Explore employer-sponsored dental, vision, and bundled ancillary benefits.
CoPower One
2026 guideBundled employer benefits combining dental, vision, and life coverage for California small businesses.
- Dental, vision, and life bundles
- One application and one bill
Humana
2026 guideFlexible employer-sponsored dental and vision plan designs for California groups.
- PPO, traditional, and DHMO dental
- Configurable vision benefits
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- Carrier and program comparisons
- Employer contribution and payroll-cost review
- Enrollment, renewal, and ongoing support
Compare carrier rules with a group advisor.
For California employers with 1–100 employees.