Bundled packages
Bronze, Silver, Gold, Platinum, and Voluntary packages provide different benefit and pricing levels.
Dental, vision, and life program | 2026
2026 CoPower One Employee Benefits
Bundled employer benefits combining dental, vision, and life coverage for California small businesses.
2026 overview
Product Guide
CoPower One packages popular ancillary benefits into predefined bundles, making it easier for small employers to add coordinated dental, vision, and life coverage.
Dental choice
Dental options include PPO and HMO approaches through the participating dental program.
Vision and life
Packages combine vision benefits with group term life coverage, with optional life benefit increases based on group size.
Simplified administration
Employers use one application, one blended rate, and one bill, supported by online enrollment and account tools.
Eligibility and submission
Underwriting Guide
CoPower One does not provide a separate 2026 underwriting manual in the source set, so final eligibility must be confirmed for the selected package.
Group qualification
The employer's location, eligible employee count, and selected funding approach determine available packages.
Enrollment type
Employer-paid and voluntary options may use different participation, contribution, and enrollment rules.
Prior coverage
Groups without prior dental coverage may be eligible, and selected employer-paid plans may waive waiting periods.
Final confirmation
Skyline Benefit will confirm the current application, census, participation, effective-date, and carrier documentation requirements before enrollment.
Before choosing a CoPower One package
Confirm the benefit bundle and enrollment approach for your team.
CoPower One package availability, dental and vision choices, life benefits, funding approach, and participation requirements can vary by group size and selected package. Skyline Benefit will help confirm the right bundle before enrollment.
Review CoPower One options with an advisorCarrier guide FAQ
Common questions about CoPower One small-business coverage
What should an employer confirm before choosing CoPower One?
Confirm current plan availability, service areas, provider networks, benefits, rates, participation rules, and final underwriting requirements for the requested effective date.
Are CoPower One options available to every California small business?
Not necessarily. Availability can depend on group size, employee locations, participation, employer contribution, requested effective date, and current carrier or program rules.
How should an employer review CoPower One provider networks?
Check the exact plan and network for the employees’ home and work ZIP codes. Confirm important doctors, medical groups, hospitals, and service-area access before enrollment.
Which documents control the final CoPower One coverage?
The current proposal, application, policy or certificate, benefit summaries, provider directory, formulary when applicable, and the carrier’s final underwriting decision control.
From our clients
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Compare your options
Request a CoPower One small-business comparison.
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