Skyline Benefit

Long-term international assignments

Group Expatriate Health Insurance

Comprehensive employer-sponsored health coverage for employees and eligible dependents living and working outside their home country.

  • Employees living outside their home country
  • Eligible spouses and dependent children
  • Global provider and assistance resources
Employer-sponsored onlyGroup international insurance
For employers and eligible employees

Skyline Benefit does not offer individual travel or international health insurance.

Start with the workforce scenario

Coverage built for life and work across borders.

Expatriate coverage is designed for longer international assignments where a short-term travel policy is not enough. Skyline Benefit helps employers compare medical access, U.S. and international benefits, dependent coverage, administration, and assignment support.

What to evaluate

Build a complete expatriate benefit strategy.

Benefits, eligibility, exclusions, and availability vary by carrier and employer. We help compare the details that matter to your organization.

International provider access

Compare global networks, direct-billing arrangements, out-of-network rules, emergency care, and support finding providers in each assignment country.

Comprehensive medical benefits

Review inpatient and outpatient care, preventive services, prescriptions, maternity, behavioral health, virtual care, and plan cost sharing.

Dependents and family needs

Coordinate eligibility and care access for spouses and children who accompany an employee or remain in another eligible country.

Evacuation and repatriation

Understand emergency medical evacuation, repatriation, travel assistance, security resources, and the conditions that activate each service.

Employer administration

Plan for enrollment, certificates, billing, assignment changes, employee communication, and coordination with domestic group benefits.

Optional benefit programs

Depending on the carrier, employers may be able to add dental, vision, life, disability, accidental death, or employee assistance benefits.

Not sure which path fits?

Shorter international trips may need business travel medical coverage.

Explore business travel medical

Employer FAQ

Expatriate health insurance questions

What is group expatriate health insurance?

It is employer-sponsored international medical coverage designed for eligible employees living or working outside their home country, often with coverage options for accompanying dependents.

How long does an assignment need to be?

Carrier definitions vary. Many expatriate programs are designed for assignments lasting several months or longer, while shorter trips may be better suited to business travel medical insurance.

Can employees receive care in the United States?

Some plans include U.S. network access or coverage during eligible trips, while others use different U.S. and international cost sharing. The exact plan and assignment scenario must be reviewed.

Can spouses and children be covered?

Many group expatriate plans allow eligible dependents, subject to carrier rules, residence, assignment status, and employer eligibility policies.

Do you offer individual expatriate plans?

No. Skyline Benefit focuses on employer-sponsored group international insurance for businesses and their eligible employees.

Ready to review your global workforce?

Request a global benefits review with Skyline Benefit.