Listen first
We begin with the people, providers, prescriptions, budget, workforce, or business requirements that shape the decision.
Our story
We combine experience from insurance carriers, brokerages, finance, operations, and client service to help people and employers make informed coverage decisions.
Built from industry experience
Skyline Benefit grew from a straightforward idea: people should be able to understand the insurance decisions that affect their health, family, or workforce.
Before founding the agency, David Keum spent more than 15 years in insurance finance, including leadership roles at a group health brokerage and a major insurance carrier after beginning his career at KPMG.
That carrier, brokerage, and financial perspective became an independent Fullerton agency focused on practical guidance. Today, Skyline Benefit helps with individual health, Medicare, employee benefits, and global health insurance—and remains available after enrollment.
Agency at a glance
How we work
We begin with the people, providers, prescriptions, budget, workforce, or business requirements that shape the decision.
We explain premiums, benefits, networks, eligibility, and plan rules in practical terms so tradeoffs are visible.
Coverage questions continue after enrollment. Our team remains a point of contact for service and renewal support.
Your Skyline advisors
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