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Employer Group Health Guides
Practical guidance for choosing, administering, and reviewing employee health benefits throughout the year.
Choose and fund coverage
Build the plan around the workforce and the budget.
Start with eligibility, employer size, contribution strategy, and the accounts or reimbursement arrangements that support the plan.
01
California Small-Group Eligibility Guide
Start with the people, payroll, and participation details carriers need to quote your group
Read guide 02ACA Employer Mandate for 50–100 Employees
Understand the additional ACA questions that begin when a business reaches 50 full-time-equivalent employees
Read guide 03Benefits Package and Contribution Strategy
Build medical, dental, vision, life, disability, and voluntary benefits around a budget people can understand
Read guide 04HSA, FSA, HRA, and Section 125 Guide
Compare the ownership, funding, eligibility, and payroll rules behind common benefits accounts and reimbursement arrangements
Read guideAdminister coverage
Keep employee changes and coverage transitions organized.
Use clear ownership, dates, documents, and carrier processes throughout the plan year.
01
New Hire, Leave, and Termination Benefits Guide
Keep new hires, qualifying events, leaves, and departures from becoming last-minute problems
Read guide 02Remote and Multi-State Employee Coverage
Plan for employees in different ZIP codes, states, and network service areas
Read guide 03COBRA and Cal-COBRA Guide
A practical employer checklist for continuation coverage after a qualifying event
Read guide 04Medicare and Employer Group Health Coverage
Organize the questions employees and spouses should review when Medicare and active employer coverage overlap
Read guidePlan through the year
Prepare for reporting, notices, and renewal before deadlines arrive.
Coordinate the insurance work with payroll, HR, tax, legal, and benefits-administration partners.
Educational guidance
Connect the insurance decision to the right professional advice.
These guides help employers organize questions and responsibilities. They are not legal, tax, accounting, payroll, or ERISA advice. Current plan documents and qualified advisers control final decisions.
ComplianceDocuments, reporting, and legal conclusions
Use the appropriate payroll, tax, legal, ERISA, and benefits-administration professionals.
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Review your employer health benefits questions.
Tell us about your team, renewal timing, or the issue you are trying to organize.
- Carrier and program comparisons
- Employer contribution and payroll-cost review
- Enrollment, renewal, and ongoing support
Review your employer health benefits questions.
For California employers with 1–100 employees.