Health cost tools
Health Cost Tools for California Coverage.
Find tools for medical estimates, prescription prices, and coverage questions. Start with your health plan for an estimate based on your benefits.
Start with your question
What can we help you check?
Choose your question below. Public price estimates and pharmacy cash prices may differ from what you pay through insurance. Links marked ↗ open an outside website.
Compare the insurance price with the cash-discount price for the same prescription and pharmacy. Check the formulary, authorization rules, and actual price. Ask your plan whether a cash purchase can count toward your deductible or out-of-pocket maximum; do not assume it does.
Additional official guides
Helpful resources for coverage decisions.
Need help reading a cost?
Get clarity before you decide.
Tell us your general coverage question. An advisor can help you identify what to ask your health plan or provider; they determine coverage and billing.
- Understand a bill or Explanation of Benefits
- Organize the questions for your doctor or health plan
- Review the cost details that matter before care
Keep your plan card, estimate, or EOB handy for a private conversation. Do not enter member IDs, medical details, or copies of bills in this form.
No-cost advisor support
Ask a cost question
A few details are all we need to begin.
Public estimates and tools do not confirm benefits, prior authorization, network status, balance billing, or final responsibility.