HMO portfolio
HMO choices may include the broad HMO network, Select HMO, Priority Select HMO, and Vivity in eligible service areas.
Medical carrier | 2026
Anthem Blue Cross Small Group Plans
EmployeeElect small-group plans spanning HMO, PPO, and focused California networks.
2026 overview
Product Guide
Anthem EmployeeElect gives California employers a range of metallic-tier plans and network designs for groups of 1-100 employees.
PPO portfolio
PPO and Select PPO plans support broader access, while Virtual Access Plus plans combine virtual-first care with PPO coverage.
Pharmacy networks
Most EmployeeElect plans use the RxChoice tiered pharmacy network. SHOP mirror plans may use a different pharmacy network.
Metal levels
Plan designs span Platinum, Gold, Silver, and Bronze, including deductible and HSA-compatible options.
Eligibility and submission
Underwriting Guide
Anthem reviews the employer structure, payroll documentation, employee eligibility, and plan elections before approval.
Business records
Current wage or payroll reports and ownership documentation are commonly required to establish an eligible California small group.
Eligible employees
Employee and dependent eligibility, active-work status, waivers, and special owner situations must be documented.
Participation and contribution
The employer contribution and employee participation are evaluated against current small-group requirements and valid waiver rules.
Enrollment timing
Waiting periods, effective dates, new-hire rules, and prior coverage should be reviewed before the application is submitted.
Before you enroll
Carrier rules and plan availability can change.
This page summarizes carrier materials for the 2026 plan year. It is not a policy, contract, quote, or guarantee of eligibility. Official carrier documents and the carrier's final underwriting decision control.
Confirm options with an advisor
