You cannot leave your decision to just anyone when shopping for health insurance.
Locating a reputable and experienced insurance broker could be the most important factor. Your Covered California broker represents many insurance plans and price points but after all, they work for you. They advocate on your behalf to find the most suitable health insurance option based on your medical and financial needs.
Before choosing your Covered California broker, we have the following 4 tips for you:
1. Ask for referrals and check customer reviews
This is a great way to start. Ask friends or family members if they have positive experience with Covered California brokers.
2. Communicate about your needs and budgets
Once you have identified a few local insurance brokers to contact, consider what type of benefits and plans you need.
Have some specifics such as deductibles, copays, and monthly budget you are looking for, and get your immigration and income info ready before scheduling an appointment. It is okay that you do not need to be 100% sure of everything.
An experienced insurance broker should be able to review your info and recommend the type of coverage you need.
3. Consider the overall fit
The same approach you may take for choosing a doctor or dentist can be applied to selecting your Covered California broker.
You want your insurance broker with a good manner and professional etiquette.
Your broker should be easily accessible and willing to assist you honestly and professionally.
In fact, here at Skyline Benefit, our process is always easy and pain-free for our clients.
4. Ask for personalized advice
A good insurance broker will provide you with ample resources. They will represent your health insurance options depending on your income and healthcare.
Also, they work independently with many insurance companies and assist you with finding local providers and hospitals.
A reputable Covered California broker should be familiar with the different types of coverages and plans offered through Covered California.
Need Covered California Customer Service?
Skyline Benefit is a certified Covered California broker providing quality customer service.
Our Covered California agents can go over your medical needs and budget, and help you determine the best health insurance option for you.
Under the current special COVID enrollment period, you can still sign up for coverage or change plans.