What is IRMAA? The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is a surcharge that high earners may have to pay.  The Medicare IRMAA for Part B went into effect in 2007. The IRMAA for Part D was implemented as part of the Affordable Care Act in 2011. IRMAA payments go directly to Medicare, even if you […]

Medicare seems like a confusing web of options for those who are turning 65.  For that reason, many consumers rely on licensed Medicare agents for assistance. Turning 65 brings a sense of freedom from work but with new healthcare options. While you become eligible for original Medicare, you will need to face a lot of […]

Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all-in-one” alternative to Original Medicare. Private companies approved by Medicare offer them.  If you join a Medicare Advantage Plan in Orange County, you still have Medicare. These “bundled” plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually […]