Skyline Benefit

What to Know about Medicare Advantage Plans in 2025

Medicare Advantage plans offer a comprehensive healthcare solution beyond basic medical coverage. In 2025, these plans still provide a wide range of benefits, including dental care, vision services, prescription drug coverage, and fitness programs, making them a preferred alternative to Original Medicare. Also known as Medicare Part C, these plans combine the coverage of Medicare […]

Which Medicare Option Should I Choose If I Have End-Stage Renal Disease (ESRD)?

Are you dealing with a chronic condition such as End-Stage Renal Disease (ESRD)? Making Medicare decisions can be overwhelming, but it’s important to consider your special needs. You might be considering Original Medicare or intrigued by the offerings of a private Medicare Advantage plan tailored for those with chronic conditions. Whether you choose original Medicare […]

Why Do You Need To Work With An Independent Medicare Broker?

Have you recently turned 65 and eligible for Medicare?  If yes, there are multiple healthcare decisions you may have to consider before the progression. First, it’s essential to understand which one you want to select!  Do you want to keep your original Medicare Part A & B or choose Medicare Part C instead?  Today in […]

What You Should Know About Dental Coverage and Medicare

Medicare provides health insurance to seniors and people with specific disabilities, but it’s important to note that dental coverage is not included in this plan. This can surprise new enrollees, who may assume that Medicare covers dental services. In reality, Medicare only covers dental treatment that is medically necessary.  This implies that Medicare generally does […]

Medicare Changes in 2025: What to Expect

Medicare is undergoing significant changes in 2025 that could affect millions of people across the United States. However, with that said, the Centers for Medicare & Medicaid Services (CMS) recently released the Calendar Year 2025 Advance Notice, detailing updates to Medicare Advantage (MA) and Medicare Part D Prescription Drug Programs. These changes aim to strengthen […]

Do I Qualify for Medicare with Kidney Transplant?

Medicare has been offering healthcare coverage for over 59 years to millions of Americans aged 65 and above, as well as people with certain disabilities such as kidney transplant. Let’s delve into the eligibility criteria for Medicare with kidney transplant. How do I qualify for Medicare if I am 65 or older? If you are 65 […]

Do I Need to Apply for Medicare if I Have Group Health Insurance?

If you have group health insurance through your or your spouse’s employer, you may wonder whether you need to apply for Medicare. The answer is it depends. In most cases, if you are 65 or older and have group health insurance through your or your spouse’s employer, you can delay enrolling in Medicare without penalty, […]

How to Pay for Medicare Premiums A and B

Most people don’t have to pay premiums for Medicare Part A, but they do have to pay for Part B. The standard monthly premium for Medicare Part B in 2024 will be $174.70, which is $9.80 more than the 2023 premium of $164.90. However, an individual’s income-related monthly adjustment amount (IRMAA) could increase the Medicare […]

2024 Medicare Premiums and IRMAA

If you’re curious about the changes that will occur in 2024 Medicare premiums and IRMAA, it’s important to plan ahead for the expected costs. Specifically, if you have Medicare Part B and/or Medicare Part D prescription drug coverage. It’s crucial to know the exact amount of your total monthly premium and income-related monthly adjustment amount […]

Turning 65? How to Transition from Covered California to Medicare

If you are turning 65 soon, congratulations on reaching this milestone! As you enter this new life phase, you may wonder how to transition from Covered California to Medicare. This can be a confusing and overwhelming process, but with a little bit of knowledge and guidance, you can make a smooth transition. What Is Medicare? […]