Medicare
Blue Shield Plan G vs. Plan G Extra: 2026 Quote Checklist
Use this checklist when requesting 2026 Blue Shield Plan G and Plan G Extra quotes in California. For the broader value comparison, read whether Plan G Extra is worth the upgrade.
1. Request matching written quotes
Ask for the same effective date and applicant assumptions. Record the initial premium, each discount, its expiration conditions, and the price without it. Do not rely on a generic monthly price difference.
2. Verify the exact benefits
The January 2026 Blue Shield summary identifies EPIC hearing services and lists dental treatment as an exclusion. Check the policy’s limits and provider requirements; do not treat this as an all-inclusive dental package.
3. Write down the costs you expect to use
List your current premium, separate benefit costs, expected appointments and any duplicate coverage. Ask the advisor to distinguish a covered service, a discount and a service you pay for yourself.
4. Confirm the application path
Ask whether underwriting or an enrollment protection applies in your situation, and obtain confirmation of the new effective date before replacing a policy. Review Medicare’s enrollment guidance.
5. Bring the comparison to an advisor
Bring your current policy and written quotes to a Medicare Supplement review. Use a secure process if sensitive application information is needed.