When shopping for health insurance for your business, you cannot just leave your decision to just anyone.
Locating a reputable and qualified group health insurance broker could be the most important element of all.
Skyline Benefit is a licensed insurance brokerage firm offering innovative group health plan designs, support and HR assistance.
Skyline Benefit represents a wide variety of group health insurance plans and after all, we work for you.
Independent of insurance carriers, Skyline Benefit advocates on your behalf to find the most suitable group health insurance for you and your business.
We have the following 4 tips to help you choose the right group health insurance broker:
Ask for referrals
This is a great place to start. Ask your business partners or other business owners if they like their health insurance brokers. Checking customer reviews at Yelp or Google, and the Better Business Bureau is a great resource for many small businesses. You can also find local group health insurance brokers on Google or LinkedIn.
Determine the proper insurance benefits and price points
Once you have identified a few local group health insurance brokers to contact, consider what type of benefits and group health plans your business needs. Have some specifics such as deductibles, copays, and monthly budget you are looking for. It is okay that you do not need to be 100% sure of everything. An experienced insurance broker will be able to review your business needs and recommend the type of coverage you need and the insurance premium you and your employees can expect.
Consider the overall fit for your business
Price is just one element of many. The same approach you may take for choosing a doctor or dentist can be applied to selecting your group benefit broker. You want your insurance broker with a good manner and professional etiquette. Your agent should be easily accessible and willing to assist you honestly and professionally. In fact, here at Skyline Benefit, our process is always easy and pain-free for our business clients. Remember, your health insurance broker works for you, so be sure you feel comfortable with them.
Ask for personalized business advice
A great insurance broker will provide you with ample resources to keep you abreast of everything related to your insurance policy and how your employees’ healthcare may be affected. A reputable health insurance broker should be familiar with the different types of coverages and plans offered by various insurance companies including Blue Shield, United Health, Anthem, Aetna and Kaiser, etc,.
Best Group Health Broker in California
Skyline Benefit is an independent health insurance broker headquartered in Orange County, California.
Skyline Benefit currently works with various small and medium businesses in California and Arizona. Our group health advisors can go over your business’s medical needs and budget, and help you choose the best group health insurance plan for you.