Compare 2026 Alignment plans by California county

No. Plan availability is based on the official service area and may vary by county and ZIP code. Confirm the exact plan for your permanent address before enrolling.

An HMO generally uses a defined provider network and may require you to follow primary-care and referral rules. A PPO may offer out-of-network coverage at a higher cost. The official plan documents control.

Check the current Alignment provider directory for the exact plan, medical group, and location, then confirm participation with the provider before enrolling.

Review the plan’s current formulary and pharmacy directory for your exact prescriptions, dosages, and preferred pharmacy. Coverage and cost sharing can differ by plan.

No. These documents are a starting point. Review the official Summary of Benefits, Evidence of Coverage, provider directory, formulary, eligibility rules, and current availability for your address.

For an eligible member enrolled in the exact plan, the Medicare Advantage plan applies its listed reduction toward the monthly Medicare Part B premium. It is not a separate cash benefit, and the amount, availability, and processing timing must be confirmed for the plan and member.

No. Compare the rebate together with provider access, prescriptions, pharmacies, plan premium, copays, coinsurance, maximum out-of-pocket limit, benefits, and plan rules. A larger rebate can still be a poor fit if the rest of the coverage does not meet your needs.