2026 Medicare Advantage plan details
Compare selected 2026 costs and benefits for two Alignment Health HMO options. Verify your ZIP-code eligibility, care team, prescriptions, and pharmacy before enrolling.
This page is a selected summary, not a complete description of benefits. You must continue to pay your Medicare Part B premium. Review the carrier document and Evidence of Coverage for limitations, exclusions, and complete plan rules.
Side-by-side plan view
Both options use plan networks. Confirm the exact primary care doctor, medical group, specialists, and hospitals for the plan before enrolling.
| Compare | Alignment Health Platinum + Instacart (HMO) | Alignment Health smartHMO (HMO) |
|---|---|---|
| Part D deductible | $0 | $0 |
| Selected Tier 1 / Tier 2 pricing | Tier 1 and Tier 2: $0, 30-day retail | Tier 1 and Tier 2: $0, 30-day retail |
| OTC allowance | $30 per month; no rollover | Not highlighted in the summary |
| Routine vision eyewear | $300 annual eyewear allowance | $200 glasses / $100 contacts annually |
| Transportation | 42 one-way trips; 50-mile radius | Not covered |
Prescription costs depend on the drug, tier, pharmacy, day supply, coverage phase, Extra Help status, and plan rules. “Not highlighted” does not necessarily mean a service is excluded; consult the full plan documents.
Network before extras
Do not rely on a hospital or medical-group name alone. Confirm the exact doctor, location, medical group assignment, and plan network for the 2026 plan before enrolling.
Original carrier material
These are unchanged consumer-facing 2026 carrier documents used to prepare the selected summary above. Broker FAQs and broker-only materials are not posted.
Benefits and costs shown are selected highlights from the linked 2026 carrier material and may be subject to eligibility, network, authorization, coverage, and other plan rules. Enrollment depends on the plan’s Medicare contract renewal.
← Back to 2026 plans by carrierSkyline Benefit is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. The organizations and number of plans we represent vary by location and eligibility. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
