QMB
Help with Medicare costs
Help paying Medicare costs
California Medicare Savings Programs may help eligible people with Medicare premiums and, in some cases, other Medicare cost sharing.
California Medicare Savings Programs
Four programs. One official California application path.
These programs can help with Medicare costs, but official eligibility depends on your current situation. Use this guide to prepare, then apply through the official California path.
2026 California program guide
Gross monthly income limits shown for an individual. Married limits are included for quick reference. Amounts and eligibility rules can change.
| Program | What it may pay | Individual income | Couple income |
|---|---|---|---|
| QMB | Part A and Part B premiums, deductibles, and copayments | $1,330/mo | $1,804/mo |
| SLMB | Part B premium | $1,596/mo | $2,165/mo |
| QI | Part B premium | $1,796/mo | $2,436/mo |
| QDWI | Part A premium for eligible working people with disabilities | $2,660/mo | $3,608/mo |
Important: California uses additional eligibility rules and deductions. Apply through an official channel even if these figures do not appear to fit your situation.
SLMB
Specified Low-Income Medicare Beneficiary
May help pay the monthly Part B premium.QI
Qualifying Individual
May help pay the Part B premium for people who meet the official requirements.QDWI
Qualified Disabled and Working Individual
May help with the Part A premium for eligible working people with disabilities.Personal Medicare guidance
Ask about Medicare cost assistance
We can explain coverage choices and point you to official assistance resources. The agency handling your application determines eligibility.
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FAQ
Frequently asked Medicare questions
Browse all Medicare FAQsWhat can a Medicare Savings Program help pay?
Depending on the program, it may help pay the Part B premium and sometimes Part A premiums, deductibles, coinsurance, or copayments. California eligibility and benefit levels determine the help available.
Is Medicare Savings Program eligibility based only on income?
No. Eligibility can depend on income, resources, household circumstances, and current California program rules. The state or county agency makes the official determination.
Can a Medicare Savings Program also help with prescriptions?
Qualifying for certain Medicare Savings Programs can also qualify you for Extra Help with Medicare prescription drug costs. Confirm your status and effective date with the administering agencies.
Medicare disclosure
Skyline Benefit is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 58 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.