When it comes to supplementing your Medicare coverage, you have two primary options: Medigap (also known as Medicare Supplement Insurance) and Medicare Advantage (Part C). Each offers distinct benefits and drawbacks, so understanding their differences can help you decide which plan best meets your healthcare needs. Skyline Benefit is an independent Medicare insurance agency with extensive […]
Are you dealing with a chronic condition such as End-Stage Renal Disease (ESRD)? Making Medicare decisions can be overwhelming, but it’s important to consider your special needs. You might be considering Original Medicare or intrigued by the offerings of a private Medicare Advantage plan tailored for those with chronic conditions. Whether you choose original Medicare […]
Choosing the best Medicare Part D plan for your needs can be daunting. Selecting the right prescription drug coverage under Medicare requires careful consideration. With numerous options available, finding the most suitable plan for your specific needs can feel overwhelming. Whether enrolling for the first time or reviewing your current coverage during the annual open […]
Is Your Medicare Advantage Plan Overpromising and Under-Delivering? Do you rely on your Medicare Advantage plan to provide the necessary medical care you need as a senior? Medicare Advantage plans offer a convenient way for seniors to access healthcare coverage, but not all plans are created equal. However, some Medicare Advantage plans may overpromise and […]
Millions of Americans rely on government insurance programs with essential healthcare needs. Both Medicare and Medi-Cal play a key role in managing healthcare costs in the U.S. In California, some seniors can qualify for both Medicare and Medi-Cal coverage. They are called dual eligible or Medi-Medi beneficiaries. It is crucial that you understand the differences […]
What is IRMAA? The Medicare Income-Related Monthly Adjustment Amount (IRMAA) is a surcharge that high earners may have to pay. The Medicare IRMAA for Part B went into effect in 2007. The IRMAA for Part D was implemented as part of the Affordable Care Act in 2011. IRMAA payments go directly to Medicare, even if you […]
Medicare seems like a confusing web of options for those who are turning 65. For that reason, many consumers rely on licensed Medicare agents for assistance. Turning 65 brings a sense of freedom from work but with new healthcare options. While you become eligible for original Medicare, you will need to face a lot of […]
Medicare can seem like a confusing web of options and it is no wonder that many consumers rely on licensed professionals for help.If you are among those who turn to an agent or broker, it’s worthwhile making sure the person has evaluated all of your 2021 options during Medicare’s open enrollment period, which begins October […]
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are an “all-in-one” alternative to Original Medicare. Private companies approved by Medicare offer them. If you join a Medicare Advantage Plan in Orange County, you still have Medicare. These “bundled” plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually […]
Now, 2020 Open Enrollment is underway until December 7. Skyline Benefit is an independent Medicare agent in Orange County, and we can guide you through the process of purchasing a Medicare plan tailored to fit your benefit needs at a price that works for you. Here are just a few common questions people ask about […]
