Plan G: Broad coverage that includes Part B excess charges, but not the annual Part B deductible.
2026 Medicare Supplement plan details
Anthem Medicare Supplement (Medigap) Plans in California.
Compare 2026 Anthem Medicare Supplement (Medigap) plans in California, including Plan G, Plan N, Plan F, and Innovative F.
Important:
Anthem Medicare Supplement plans work with Original Medicare and do not include outpatient prescription drug coverage. Review current carrier materials for complete benefits, eligibility, rates, discounts, exclusions, and application rules.
Side-by-side plan view
Compare standardized coverage and additional benefits.
Medicare Supplement coverage works with Original Medicare. Confirm that your providers accept Medicare and request a personalized rate quote based on your plan, age, California rating area, tobacco status, eligibility, and available savings.
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Plan N: Cost-sharing option with office and non-admitted ER copays; Part B excess charges are not covered.
Plan F: Broadest standardized coverage, including the Part B deductible, for people first eligible for Medicare before 2020.
Innovative F: Plan F coverage plus routine vision and hearing benefits for people first eligible for Medicare before 2020.
Plan G
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance and excess charges included; Part B deductible not covered
- Additional benefits
- Standardized Plan G benefits; $25 monthly New to Medicare discount for the first 12 months when eligibility requirements are met
Plan N
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance covered, with up to $20 office and $50 non-admitted ER copays
- Additional benefits
- Standardized Plan N benefits
Plan F
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Part B deductible, coinsurance, and excess charges included
- Additional benefits
- Standardized Plan F benefits; $20 monthly New to Medicare discount for the first 12 months when eligibility requirements are met
Innovative F
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Part B deductible, coinsurance, and excess charges included
- Additional benefits
- Routine vision, annual routine hearing exam, up to $750 yearly hearing-device allowance, 24/7 nurse advice line, and a $20 monthly New to Medicare discount for the first 12 months when eligibility requirements are met
Selected standardized Medicare Supplement benefits
Swipe horizontally to compare all plan benefits.
| Compare | Plan G | Plan N | Plan F | Innovative F |
|---|---|---|---|---|
| Medicare Part A deductible | Covered | Covered | Covered | Covered |
| Skilled nursing facility coinsurance | Covered | Covered | Covered | Covered |
| Medicare Part B deductible | Not covered | Not covered | Covered | Covered |
| Office and non-admitted ER copays | None under the standardized plan design | Up to $20 for some office visits and $50 for non-admitted ER visits | None under the standardized plan design | None under the standardized plan design |
| Medicare Part B excess charges | Covered | Not covered | Covered | Covered |
| Foreign travel emergency | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits |
| Selected additional benefits | Standardized Plan G benefits; $25 monthly New to Medicare discount for the first 12 months when eligibility requirements are met | Standardized Plan N benefits | Standardized Plan F benefits; $20 monthly New to Medicare discount for the first 12 months when eligibility requirements are met | Routine vision, annual routine hearing exam, up to $750 yearly hearing-device allowance, 24/7 nurse advice line, and a $20 monthly New to Medicare discount for the first 12 months when eligibility requirements are met |
This comparison shows selected highlights only. Standardized benefits, eligibility, exclusions, additional benefits, and premiums are described in the complete carrier enrollment kit and policy documents.
Anthem Medicare Supplement questions
Common questions about Anthem plans F, Innovative F, G, and N.
Use these answers to understand the main differences, then confirm eligibility, premiums, discounts, and enrollment rights for your situation.
Who can enroll in Anthem Plan F or Innovative F?
Plan F and Innovative F are available only if you first became eligible for Medicare before January 1, 2020. You must also meet Anthem’s current California eligibility and enrollment requirements.
How is Innovative F different from Plan F?
Innovative F includes the standardized benefits of Plan F plus additional routine vision and hearing benefits, a hearing-device allowance, and a 24/7 nurse advice line. Review the carrier documents for benefit limits and service rules.
Does Anthem Plan G cover the Medicare Part B deductible?
No. Plan G covers the listed standardized Medicare cost sharing after you pay the annual Part B deductible. Anthem’s material identifies Plan G as its most popular Medicare Supplement option.
What cost sharing applies with Anthem Plan N?
Plan N may require up to a $20 copay for some office visits and up to a $50 copay for emergency room visits that do not result in an inpatient admission. Plan N does not cover Medicare Part B excess charges.
When can I apply for an Anthem Medicare Supplement plan?
Your six-month Medigap Open Enrollment Period generally begins when you are 65 or older and enrolled in Medicare Part B. You may apply later, but medical underwriting may apply unless you have an open enrollment or guaranteed issue right.
Does Anthem offer Medicare Supplement discounts?
Anthem’s 2026 material states that eligible Plan G applicants save $25 per month for the first 12 months. Eligible Plan F and Innovative F applicants save $20 per month for the first 12 months. Household and payment-method discounts may also apply; qualification rules vary.
What affects Anthem Medicare Supplement Plan G rates in California?
Anthem Plan G premiums can vary by age, California rating area, tobacco status, effective date, payment method, household eligibility, and available enrollment discounts. Request a personalized rate using your ZIP code before applying.
Do these Anthem Medicare Supplement plans include prescription coverage?
No. Medicare Supplement plans sold today do not include outpatient prescription drug coverage. You can consider a separate Medicare Part D plan based on your medications and preferred pharmacies.
Original Medicare provider access
Confirm Medicare participation and your exact rate.
Medicare Supplement coverage works with Original Medicare. Confirm that your providers accept Medicare and request the exact premium for your plan, age, California rate region, tobacco status, and eligibility.
Original carrier material
Download the 2026 Anthem enrollment kit and rates.
These are unchanged consumer-facing 2026 carrier documents used to prepare the selected summary above. Broker FAQs and broker-only materials are not posted.
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- Plan G, Plan N, Plan F, and Innovative F options
- Age, California rate region, tobacco status, and available savings
- Part D and enrollment questions
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Benefits and rates shown are selected highlights from the linked 2026 carrier enrollment kit. Availability, eligibility, underwriting, guaranteed-acceptance rights, premiums, savings, exclusions, and policy rules may apply. The carrier policy and approved rate information control.
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Medicare disclosure
Skyline Benefit is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 58 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.