Plan G: Broad standardized coverage; additional benefits include SilverSneakers fitness program.
2026 Medicare Supplement plan details
Blue Shield Medicare Supplement plans for 2026.
Compare 2026 Blue Shield Medicare Supplement (Medigap) plans in California, including Plan G, Plan G Extra, Plan N, and Plan F Extra. Verify your eligibility, effective date, California rate region, and exact premium before applying.
Important:
Medicare Supplement coverage works with Original Medicare and does not include outpatient prescription drug coverage. Premiums vary by plan, age, California rate region, tobacco status, eligibility, and available savings. Review the enrollment kit and policy for complete benefits, exclusions, rates, and application rules.
Side-by-side plan view
Compare standardized coverage and additional benefits.
Medicare Supplement coverage works with Original Medicare. You may use any medical doctor in the United States who accepts Medicare; premiums vary by plan, age, California rate region, tobacco status, eligibility, and available savings.
Highlight a plan to compare
Plan G Extra: Plan G with additional benefits; additional benefits include Fitness, hearing, vision, acupuncture/chiropractic, Teladoc, and OTC items.
Plan N: Lower-premium cost-sharing option; additional benefits include SilverSneakers fitness program.
Plan F Extra: Most comprehensive standardized coverage; additional benefits include Fitness, hearing, vision, and personal emergency response system.
Plan G
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance and excess charges included; Part B deductible not covered
- Additional benefits
- SilverSneakers fitness program
Plan G Extra
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance and excess charges included; Part B deductible not covered
- Additional benefits
- Fitness, hearing, vision, acupuncture/chiropractic, Teladoc, and OTC items
Plan N
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance covered, with up to $20 office and $50 non-admitted ER copays
- Additional benefits
- SilverSneakers fitness program
Plan F Extra
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Part B deductible, coinsurance, and excess charges included
- Additional benefits
- Fitness, hearing, vision, and personal emergency response system
Selected standardized Medicare Supplement benefits
Swipe horizontally to compare all plan benefits.
| Compare | Plan G | Plan G Extra | Plan N | Plan F Extra |
|---|---|---|---|---|
| Medicare Part A deductible | Covered | Covered | Covered | Covered |
| Skilled nursing facility coinsurance | Covered | Covered | Covered | Covered |
| Medicare Part B excess charges | Covered | Covered | Not covered | Covered |
| Foreign travel emergency | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits |
| Selected additional benefits | SilverSneakers fitness program | Fitness, hearing, vision, acupuncture/chiropractic, Teladoc, and OTC items | SilverSneakers fitness program | Fitness, hearing, vision, and personal emergency response system |
This comparison shows selected highlights only. Standardized benefits, eligibility, exclusions, additional benefits, and premiums are described in the complete carrier enrollment kit and policy documents.
Plan G Extra OTC and optional dental
Plan G Extra includes an OTC items benefit.
Eligible California Plan G Extra members may place up to two OTC orders per calendar quarter. The allowance varies by plan, unused amounts do not roll over, and this benefit is not included with every Medicare Supplement plan.
2026 over-the-counter items catalog
Review approved CVS OTC Health Solutions items and ordering instructions for members whose plan includes the benefit, including Medicare Supplement Plan G Extra.
Download OTC catalog
Official Blue Shield OTC benefit details
Check current eligibility, allowance, ordering limits, and fulfillment guidance directly with Blue Shield of California.
View benefit details
2026 Medicare Supplement dental brochure
Compare the optional Dental PPO 1000 and Dental PPO 1500 plans available to Blue Shield Medicare Supplement members.
Download dental brochure
Which Blue Shield Medicare Supplement plan includes the OTC items benefit?
The 2026 OTC catalog identifies Medicare Supplement Plan G Extra as eligible for the OTC items benefit. The catalog does not list Plan F Extra, standard Plan G, or Plan N as eligible for this benefit.
How often can a Plan G Extra member use the OTC benefit?
The benefit may be used for up to two orders per calendar quarter, up to the plan allowance. The allowance amount depends on the plan, unused amounts do not carry into the next quarter, and an order cannot exceed the available benefit amount.
How are OTC items ordered and delivered?
Members may order approved items online through their Blue Shield member account or by calling CVS OTC Health Solutions at 1-888-628-2770 (TTY: 711), Monday through Friday, 9 a.m. to 8 p.m. Pacific. Orders ship by UPS at no cost. The catalog says most orders arrive in fewer than five business days, while Blue Shield advises allowing up to two weeks before following up on an order.
Is dental coverage included with a Blue Shield Medicare Supplement plan?
No. Dental PPO 1000 and Dental PPO 1500 are optional, separate dental plans. A new Medicare Supplement applicant may select one on the Medicare Supplement application. Current members and dental-only applicants use a separate dental application.
How much do the optional dental plans cost and cover?
For rates effective July 1, 2026, the brochure lists $42.00 per month for Dental PPO 1000 and $62.30 per month for Dental PPO 1500. Both have a $50 calendar-year deductible. Their calendar-year maximums are $1,000 and $1,500, with lower amounts available for non-network dental care.
Do the Blue Shield dental plans have waiting periods?
There is no waiting period for checkups, cleanings, fillings, X-rays, or other basic services. Major restorative services generally have a six-month waiting period, which may be waived with proof of prior comprehensive dental coverage.
What affects Blue Shield Medicare Supplement Plan G rates in California?
Blue Shield Plan G premiums can vary by age, California rate region, tobacco status, ZIP code, effective date, eligibility, and available discounts. Request a personalized rate for your location before applying.
Original Medicare provider access
Confirm Medicare participation and your exact rate.
Medicare Supplement coverage works with Original Medicare. Confirm that your providers accept Medicare and request the exact premium for your plan, age, California rate region, tobacco status, and eligibility.
Original carrier material
Download the 2026 Blue Shield enrollment kit and rates.
These are unchanged consumer-facing 2026 carrier documents used to prepare the selected summary above. Broker FAQs and broker-only materials are not posted.
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- Plan G, Plan G Extra, Plan N, and Plan F Extra options
- Age, California rate region, tobacco status, and available savings
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Benefits and rates shown are selected highlights from the linked 2026 carrier enrollment kit. Availability, eligibility, underwriting, guaranteed-acceptance rights, premiums, savings, exclusions, and policy rules may apply. The carrier policy and approved rate information control.
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Medicare disclosure
Skyline Benefit is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 58 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.