Plan F: Most comprehensive standardized coverage; additional benefits include Standardized Plan F benefits.
2026 Medicare Supplement plan details
Health Net Medicare Supplement information for existing policyholders
Health Net is no longer included in Skyline Benefit’s active Medicare Supplement new-business comparison. This page remains available as legacy information for existing policyholders.
Important:
Health Net is no longer included in Skyline Benefit’s active Medicare Supplement new-business comparison. Existing policyholders should use their current policy documents and contact Health Net for policy-specific service. Skyline Benefit can help compare currently available Medicare Supplement options when appropriate.
Side-by-side plan view
Compare standardized coverage and additional benefits.
Medicare Supplement coverage works with Original Medicare. Confirm that your providers accept Medicare and request a personalized rate quote based on your plan, age, California county or ZIP rating region, tobacco status, eligibility, and available discounts.
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High Deductible F: Plan F benefits after a $2,950 plan deductible; additional benefits include $2,950 calendar-year plan deductible; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met.
Innovative F: Plan F coverage plus vision and hearing benefits; additional benefits include Annual routine eye and hearing exams, up to $250 eyewear allowance every 24 months, two hearing aids each calendar year with level-based member costs, and qualifying New to Part B discount.
Plan G: Broad standardized coverage; additional benefits include Standardized Plan G benefits; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met.
Innovative G: Plan G plus vision, hearing, and routine care benefits; additional benefits include Vision and hearing benefits, up to 20 combined routine chiropractic and acupuncture visits each calendar year, and qualifying New to Part B discount.
Plan N: Cost-sharing option with office and ER copays; additional benefits include $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met.
Plan F
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Part B deductible, coinsurance, and excess charges included
- Additional benefits
- Standardized Plan F benefits
High Deductible F
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Plan F benefits begin after the $2,950 calendar-year plan deductible
- Additional benefits
- $2,950 calendar-year plan deductible; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met
Innovative F
Variespremium by age and California rate region
Pre-2020Medicare eligibility before January 1, 2020
- Part B coverage
- Part B deductible, coinsurance, and excess charges included
- Additional benefits
- Annual routine eye and hearing exams, up to $250 eyewear allowance every 24 months, two hearing aids each calendar year with level-based member costs, and qualifying New to Part B discount
Plan G
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance and excess charges included; Part B deductible not covered
- Additional benefits
- Standardized Plan G benefits; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met
Innovative G
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance and excess charges included; Part B deductible not covered
- Additional benefits
- Vision and hearing benefits, up to 20 combined routine chiropractic and acupuncture visits each calendar year, and qualifying New to Part B discount
Plan N
Variespremium by age and California rate region
EligibleAvailable to eligible applicants
- Part B coverage
- Part B coinsurance covered, with up to $20 office and $50 non-admitted ER copays
- Additional benefits
- $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met
Selected standardized Medicare Supplement benefits
Swipe horizontally to compare all plan benefits.
| Compare | Plan F | High Deductible F | Innovative F | Plan G | Innovative G | Plan N |
|---|---|---|---|---|---|---|
| Medicare Part A deductible | Covered | Covered after the plan deductible | Covered | Covered | Covered | Covered |
| Skilled nursing facility coinsurance | Covered | Covered after the plan deductible | Covered | Covered | Covered | Covered |
| Medicare Part B excess charges | Covered | Covered after the plan deductible | Covered | Covered | Covered | Not covered |
| Foreign travel emergency | Covered up to plan limits | Covered up to plan limits; separate $250 travel deductible applies | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits | Covered up to plan limits |
| Selected additional benefits | Standardized Plan F benefits | $2,950 calendar-year plan deductible; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met | Annual routine eye and hearing exams, up to $250 eyewear allowance every 24 months, two hearing aids each calendar year with level-based member costs, and qualifying New to Part B discount | Standardized Plan G benefits; $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met | Vision and hearing benefits, up to 20 combined routine chiropractic and acupuncture visits each calendar year, and qualifying New to Part B discount | $30 monthly New to Part B discount for the first 12 months when eligibility requirements are met |
This comparison shows selected highlights only. Standardized benefits, eligibility, exclusions, additional benefits, and premiums are described in the complete carrier enrollment kit and policy documents.
Health Net Medicare Supplement questions
Common questions about Health Net Medicare Supplement plans.
Review the main differences, then confirm your eligibility, premium, discounts, and enrollment rights before applying.
Who can enroll in Health Net Plan F, High Deductible F, or Innovative F?
These Plan F options are available only if you first became eligible for Medicare before January 1, 2020. You must also meet Health Net’s current California eligibility and enrollment requirements.
How are Innovative F and Innovative G different from the standard plans?
Both Innovative plans add routine vision and hearing benefits. Innovative G also includes up to 20 combined routine chiropractic and acupuncture visits per calendar year. Benefit limits, provider rules, and member costs apply.
Does Health Net Plan G cover the Medicare Part B deductible?
No. Plan G covers the listed standardized Medicare cost sharing after you pay the annual Medicare Part B deductible. It does cover Medicare Part B excess charges.
What cost sharing applies with Health Net Plan N?
Plan N may require up to a $20 copay for some office visits and up to a $50 copay for emergency room visits that do not result in an inpatient admission. Plan N does not cover Medicare Part B excess charges.
How does Health Net High Deductible Plan F work?
High Deductible Plan F provides the same covered benefits as Plan F after you pay the $2,950 calendar-year plan deductible for 2026. A separate $250 deductible applies to foreign travel emergency benefits.
Does Health Net offer a New to Part B discount?
Eligible members who apply within six months of their Medicare Part B effective date may receive $30 off the monthly premium for the first 12 months. Health Net’s eligibility and policy-maintenance rules apply.
What affects Health Net Medicare Supplement Plan G rates in California?
Health Net Plan G premiums can vary by age, California county or ZIP rating region, tobacco status, effective date, eligibility, and available discounts. Request a personalized rate for your location before applying.
Do Health Net Medicare Supplement plans include prescription drug coverage?
No. Medicare Supplement plans sold today do not include outpatient prescription drug coverage. You can consider a separate Medicare Part D plan based on your medications and preferred pharmacies.
Original Medicare provider access
Confirm Medicare participation and your exact rate.
Medicare Supplement coverage works with Original Medicare. Confirm that your providers accept Medicare and request the exact premium for your plan, age, California rate region, tobacco status, and eligibility.
Original carrier material
Download the 2026 Health Net enrollment kit and rates.
These are unchanged consumer-facing 2026 carrier documents used to prepare the selected summary above. Broker FAQs and broker-only materials are not posted.
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- Plan F, High Deductible F, Innovative F, Plan G, Innovative G, and Plan N options
- Age, California rate region, tobacco status, and available savings
- Part D and enrollment questions
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Benefits and rates shown are selected highlights from the linked 2026 carrier enrollment kit. Availability, eligibility, underwriting, guaranteed-acceptance rights, premiums, savings, exclusions, and policy rules may apply. The carrier policy and approved rate information control.
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Medicare disclosure
Skyline Benefit is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently we represent 11 organizations which offer 58 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.