If you are turning 65 this year, then you will need to apply for Medicare. Sign up for Medicare may seem like a difficult task because of veiling enrollment phases, associating policies, limits, and the ways to apply.
The signing up method can be distressing, but one can easily solve it. Applying online for Medicare can be a great choice for you if you wish to register at your place while in the ease of the home.
When to Sign Up for Medicare?
Are you thinking of applying for Medicare online? Then let’s have a look at the time when you should apply for it. There are numerous enrollment periods to register for it depending on diverse situations and occurrences.
First of all, you can join the program in the Initial Enrollment Period (IEP). It is a seven-month period that arises three months before your 65th birthday and finishes after three months.
But if you are getting healthcare coverage from your current employer, then you can delay the process. In that case, you will need to sign up for Medicare during a Special Enrollment Period (SPE). The SPE starts after the end of your employment insurance.
Key Benefits of Applying Online
One can apply for Medicare in both online and offline mode. But there are few benefits of registering online. Let us have a look at them now.
- You can complete the online Medicare submission at any time according to your convenience. Whether in offline mode, the procedure needs appointments or long wait times.
- One can immediately submit the application to Social Security for review after finishing it.
- While applying online for Medicare, you have control over the information, which naturally helps to decrease mistakes or errors.
- One can sign up for this program online from the comfort zone of your home.
Who Is Eligible For Medicare?
Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant). Medicare has two parts, Part A (Hospital Insurance) and Part B (Medicare Insurance). You are eligible for premium-free Part A if you are age 65 or older and you or your spouse worked and paid Medicare taxes for at least 10 years.
You can get Part A at age 65 without having to pay premiums if you are receiving retirement benefits from Social Security or the Railroad Retirement Board or you are eligible to receive Social Security or railroad benefits but you have not yet filed for them, or you or your spouse had Medicare-covered government employment.
Looking for an independent Medicare broker?
Skyline Benefit is an independent Medicare broker and advisor with the expertise in Medicare options.
Your relationship with Skyline Benefit does not end at the enrollment or sale. Instead, we will be an advocate for you in many years to come, helping you address concerns with your Medicare plan. We can help you review your healthcare coverage needs annually so that, as time goes by, you will continue to have the best Medicare option.